Over half of the people living in the United States are not covered by dental insurance according to the American Dental Association. Most of the people that receive dental insurance have registered for it through their place of work. Dental plans are not very much desired by man dentists as they will receive less pay for doing the job and they have to do more work. It is important for you to review your situation and get the insurance that's right and suitable for you. That being said, you should always keep in mind the restrictions involved, for example annual maximum payments and other pre-existing conditions. When doing dental work, all fees are not covered. Even though a dentist may provide a service that is totally covered by your plan, there are still a few fees that need to be assessed such as deductibles.